Ether.fi

Ether.fi Card is a DeFi-native non-custodial crypto debit card issued by Nimbus on the Visa network — built for Web3 users who want to spend crypto without giving up custody of their assets. Available as virtual and physical card with Apple Pay and Google Pay support, accepted at 100M+ Visa locations worldwide.

The card delivers 3% cashback rewards in wETH on all purchases, with tiered monthly caps depending on your membership level — from $2,000/month on the base plan up to $50,000/month on the top tier. Cashback resets every calendar month and is automatically added to your account.

Key card parameters: $0 annual fee across all tiers, no FX fees on USD transactions, virtual card available instantly, physical card ships within 7–10 business days. Deposited assets earn 5%+ APY via Ether.fi Liquid Vaults while sitting in your account — one of the few non-custodial crypto debit cards where idle funds generate yield without leaving your wallet.