Krak Card

Kraken Card is a custodial crypto debit card issued on the Visa network — available as virtual and physical card with Apple Pay and Google Pay support, accepted at 150M+ merchants across Europe and the UK.

The card offers up to 2% instant cashback on every purchase, paid in your choice of crypto — BTC, ETH, SOL, USDC or any other asset available on Kraken. Cashback is credited to your account immediately after each transaction, with no monthly caps on base tier.

Key card parameters: no annual fee, no FX fees on card payments abroad, no foreign transaction fee, and free ATM withdrawals up to €200/month. Virtual card is available instantly after KYC, physical card ships within 5–10 business days. Supports contactless payments, 3DS, and real-time transaction notifications.

Currently available in Germany, Ireland, Netherlands, Austria, Belgium, Finland, France, Portugal, Spain, and UK — with expansion planned across the wider EEA.