Cashback3%on all purchases
Lava Card
Visa · Custodial · Issuer: Nimbus
LavaVisaCustodial
Cashbackup to 5%in BTC
FX Non-USD0%Visa
FeesFree
Cashback
Card fees
| Monthly fee | Free |
| FX fee (non-USD) | 0% |
Features
Physical card
About Lava Card
Lava Card is a secured Visa credit card that earns bitcoin rewards on every qualifying purchase, accepted at 150M+ merchants in 150+ countries. It offers 5% back in BTC at Lava's partner merchants and 3% back in BTC on all other purchases, with no annual fee and no FX fee or spread on foreign currency transactions. Rewards are credited automatically when a transaction settles and can be redeemed once your balance reaches 100,000 sats (0.001 BTC). The card is funded from your Lava dollar balance, which can be topped up via stablecoin deposit, bank transfer, direct deposit, or by borrowing against bitcoin through Lava's BLOC line of credit. Cardholders also receive Visa benefits including purchase protection up to $20,000, extended warranty up to $25,000, global auto rental insurance, travel accident insurance, and lost luggage insurance.
Lava Card FAQ
What is the Lava Card?
Lava Card is a secured Visa credit card that earns bitcoin on every qualifying purchase. It's accepted at 150M+ merchants across 150+ countries with no annual fee and no FX fee or spread on foreign currency transactions.
What bitcoin rewards rate does Lava Card offer?
Lava Card earns 5% back in bitcoin at Lava's partner merchants and 3% back in bitcoin on all other qualifying purchases. A small set of standard merchant categories are excluded from rewards, but the vast majority of everyday purchases qualify.
Is Lava Card a credit card or a debit card?
Lava Card is a secured credit card. You spend directly from your available dollar balance and can only spend dollars you have on hand — Lava does not offer unsecured credit. Your balance can't go negative.
How can I fund my Lava Card balance?
You can add dollars to your Lava account via stablecoin deposit, bank transfer, or direct deposit. You can also borrow against your bitcoin using Lava's BLOC line of credit and spend those borrowed dollars with the card.
Does Lava Card charge an annual fee or FX fee?
No. Lava Card has no annual fee and no FX fee or spread on foreign currency transactions. You can use it globally at any Visa merchant at no extra cost.
When are bitcoin rewards credited, and how do I redeem them?
Rewards are issued as soon as your transaction settles — typically within 24 hours, but sometimes 1–3 days. You can redeem your rewards once your accumulated balance reaches at least 100,000 sats (0.001 BTC).
What travel and purchase benefits does Lava Card include?
Lava Card comes with Visa benefits including 24/7 customer service, purchase protection up to $20,000, extended warranty coverage up to $25,000, global auto rental insurance, travel accident insurance, and lost luggage insurance.
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