Visa · Custodial
| Daily spend limit | €500,000 |
| Monthly spend limit | €1,000,000 |
Plutus Card is a Visa debit rewards card from Plutus, focused on earning crypto-linked rewards from everyday spending. The card is most relevant for UK and European users who spend mainly in GBP or EUR and want to use Plutus’ rewards and monthly Perks system.
Plutus advertises 3–9% back in PLU-linked rewards, but the practical value depends on the user’s subscription plan, reward limits, and PLU exposure. Paid plans currently start at £/€6.99 per month, with eligible monthly reward spend listed at £/€250, £/€500, or £/€1,000 depending on the plan.
The card can be attractive for users who actively use the monthly Perks, but it is less suited for simple travel spending. Plutus lists a 2.5% fee for non-domestic card transactions, so users should check FX costs, reward caps, subscription pricing, PLU reward rules, and current card availability before applying.
Plutus lists a free virtual card and a £/€9.99 fee for ordering a physical card. Domestic card payments are free, while non-domestic card payments carry a 2.5% fee. ATM withdrawals also cost 2.5%, while ATM balance enquiries are listed as free. You can check actual information on official website of Plutus: https://www.plutus.it/fees
The monthly card spend eligible for rewards depends on the plan. Plutus currently lists £/€250 for Starter, £/€500 for Everyday, and £/€1,000 for Premium.
Plutus does not label it as a separate FX markup on the fees page. Instead, it lists a 2.5% non-domestic POS transaction fee. Plutus explains that a domestic transaction means paying in the same currency as the card or account, while payments in another currency are treated as non-domestic and charged 2.5%.