Cashback0%on all purchases
Ready Lite
Mastercard · Non-Custodial · Issuer: Monovate
ReadyMastercardNon-Custodial
Cashback0%in Points
FX Non-USD1%Mastercard
FeesFree
Free ATM/moNo
Cashback
Ready Lite fees
| Monthly fee | Free |
| FX fee (non-USD) | 1% |
Ready Lite ATM fees and withdrawal limits
| Free ATM withdrawals | No |
Ready Lite card conditions
| Daily spend limit | $10,000 |
| Monthly spend limit | $30,000 |
Features
Physical card
About Ready Lite
Ready Lite is a free, self-custodial Mastercard debit card issued by Monovate through the Ready.co Wallet (ex Argent) — designed for crypto users who want to spend USDC in everyday life without custody risk or monthly fees. Accepted wherever Mastercard is accepted worldwide, with a one-time shipping cost from $6.99 for the physical card or free virtual card in App.
Key parameters: no monthly fee, 1% FX fee on non-USD transactions, $10,000 daily spend limit, and $30,000 monthly spend limit. Full self-custody means your USDC stays in your own wallet until the moment of spending — Ready never holds your funds.
Ready Lite is the entry-level tier of the Ready card lineup. Users who want higher cashback rates and premium perks can upgrade to Ready Metal. Available globally — order directly from the Ready app after ID verification.