Redot Pay

Redot Pay

Visa · Custodial · Issuer: Xfers

RedotPayVisaCustodial
CashbackNo
FX Non-USD1,2%Visa
FeesFree

Card fees

Monthly feeFree
FX fee (non-USD)1,2%
Card issuance fee
100 USD
Virtual card issuance fee
10 USD
Transaction fee
1%
Small auth fee
$0.205 transactions per month without fee
Decline fee
$0.503 transactions per month without fee

Features

Virtual cardPhysical cardApple Pay / Google Pay

About Redot Pay

RedotPay is a custodial crypto debit card issued on the Visa network by a Hong Kong-based fintech — designed for freelancers, travelers, and Web3 users who want to spend crypto at 150M+ merchants worldwide. Available as virtual and physical card with Apple Pay and Google Pay support. 5M+ users across 100+ countries.

Redot Pay FAQ

How much does a RedotPay card cost?

A virtual RedotPay card costs a one-time $10, and a physical card costs $100. There's no monthly fee, no annual fee, and no hidden charges — you only pay the one-time issuance fee to get the card.

What are RedotPay spending limits?

RedotPay's USD and HKD cards both allow up to $100,000 per transaction and $1,000,000 per day for purchases, with no cap on your balance.

What fees does RedotPay charge per transaction?

Spending in your card's default currency (USD or HKD) is free. Transactions in any other currency carry a 1.2% FX fee, and a 1% crypto-conversion fee applies to every purchase. Small transactions under $1 are free for the first 5 each month and $0.20 after that; declined transactions are free for the first 3 each month and $0.50 after that.

Does RedotPay support Apple Pay and Google Pay?

Yes. RedotPay works with Apple Pay, Google Pay, Alipay, and PayPal. You can add the virtual card to your mobile wallet as soon as it's issued and pay contactless in-store and online.

What are RedotPay ATM withdrawal fees and limits?

On the USD card, ATM withdrawals cost 2% up to $10,000 per month and 3% above that. The daily limit is $3,750 and the monthly limit is $50,000, with up to 3 withdrawals per day and 30 per month. In some countries the daily limit is $3,000 and the monthly limit is $10,000.

What crypto can I use with RedotPay?

RedotPay supports BTC, ETH, USDT, USDC, and other major cryptocurrencies, converting them to local fiat automatically at checkout. USDT can be deposited over the ERC20, TRC20, BSC, and ARB networks.

Can the virtual RedotPay card be used at ATMs?

No. The virtual card has no PIN, so it can't be used for cash withdrawals — you'll need the physical card ($100) for ATM access.

About this page

Last updated
Sourcehelpcenter.redotpay.com