CashbackNoon all purchases
Monthly capNo
Redot Pay
Visa · Custodial · Issuer: Xfers
RedotPayVisaCustodial
CashbackNo
FX Non-USD2,2%Visa
Fees$0
Free ATM/moFree
Cashback
Redot Pay fees
| Monthly fee | $0 |
| FX fee (non-USD) | 2,2% |
Redot Pay ATM fees and withdrawal limits
| Free ATM withdrawals | Free |
Redot Pay card conditions
| Daily spend limit | $1000K |
| Settlement | No |
Features
Physical card
About Redot Pay
RedotPay is a custodial crypto debit card issued on the Visa network by a Hong Kong-based fintech — designed for freelancers, travelers, and Web3 users who want to spend crypto at 150M+ merchants worldwide. Available as virtual and physical card with Apple Pay and Google Pay support. 5M+ users across 100+ countries.
Redot Pay FAQ
How much does RedotPay card cost?
The virtual card costs $10 one-time — there is no monthly fee, no annual fee, and no hidden charges. The physical card costs $100. Small transactions under $1 are free for the first five per month; beyond that, each costs $0.20. A declined transaction fee of $0.50 applies from the 4th declined attempt in a month.
What are RedotPay spending limits?
Both HKD and USD cards support up to $100,000 per transaction and $1,000,000 per day for purchases. Balance limit is unlimited. These are among the highest limits available on any crypto card.
What fees does RedotPay charge per transaction?
Spending in your card's default currency (USD or HKD) is free. Non-default currency transactions cost 1.2% FX fee. On top of that, a 1% crypto conversion fee applies to every transaction. Small transactions under $1 are free for the first 5 per month — $0.20 each after that. Declined transactions are free for the first 3 per month — $0.50 each after that.
Does RedotPay support Apple Pay and Google Pay?
Yes — RedotPay supports Apple Pay, Google Pay, Alipay, and PayPal. You can add the virtual card to your mobile wallet immediately after issuance for contactless payments in-store and online.
What are RedotPay ATM withdrawal fees and limits?
For the USD card: ATM fee is 2% for monthly withdrawals up to $10,000, and 3% above that. Daily limit is $3,750, monthly limit is $50,000, with up to 3 withdrawals per day and 30 per month. Note: in some countries daily limit is $3,000 and monthly $10,000.
What crypto can I use with RedotPay?
RedotPay supports BTC, ETH, USDT, USDC, and other major cryptocurrencies. Funds are automatically converted to local fiat at the point of sale. USDT can be deposited via ERC20, TRC20, BSC, and ARB networks.
Can the virtual RedotPay card be used at ATMs?
No — the virtual card does not support ATM withdrawals as it has no PIN. To withdraw cash you need the physical card ($100). ATM withdrawals cost 2–3% depending on your monthly volume.