CashbackPay Maybeon all purchases
Monthly capNo
Tuyo Card
Visa · Platinum · Non-Custodial · Issuer: Nimbus
TuyoVisaNon-Custodial
CashbackPay Maybein USDC
FX Non-USD1%Visa
FeesFree
Free ATM/moNo ATM
Cashback
Tuyo Card fees
| Monthly fee | Free |
| FX fee (non-USD) | 1% |
Tuyo Card ATM fees and withdrawal limits
| Free ATM withdrawals | No ATM |
Tuyo Card card conditions
| Monthly spend limit | up to $75 000 |
| Supported currencies | USDC |
| Blockchain networks | Base |
| Settlement | No |
Features
Virtual cardPhysical cardDeFi integration
Country availability
Germany
France
United Kingdom
Singapore
United StatesAbout Tuyo Card
Tuyo Card is a self-custodial crypto debit card issued on the Visa network, built on USDC over Base — for Web3 users who want to spend crypto without giving up control of their assets. Accepted at 140M+ Visa locations worldwide, with Apple Pay and Google Pay support.
Key parameters: no annual fee, no KYC barriers on entry, 0% FX fees on USD transactions, and 0 free ATM withdrawals per month. Your USDC earns up to 11% APY via integrated DeFi vaults while sitting in your self-custodied wallet — making it one of the few crypto debit cards where idle funds keep working.
Tuyo cashback works differently from traditional crypto cards. With the "Pay Maybe" model, every purchase gives you a chance to get it fully refunded — turning everyday spending into a game where some transactions cost you nothing. No fixed cashback percentage, no points to redeem: just a probability-based reward on real purchases.
Daily spending limit is fully adjustable in-app — users set their own limit from $5,000 up to $75,000 per day, giving control without a fixed cap imposed by the provider.
Available in 41 countries including the United States, United Kingdom, Germany, France, and Singapore.
Tuyo Card FAQ
How does Tuyo Card cashback work?
Tuyo uses a "Buy Now, Pay Maybe" model — instead of standard cashback, some of your transactions get randomly waived in full. Tuyo may completely cover the cost of a purchase, effectively giving you 100% back on that transaction. It's not a loan or credit — it's a probabilistic reward built into every payment. The more you spend, the more chances you get.
Does Tuyo Card support Apple Pay and Google Pay?
Yes — Tuyo Card supports both Apple Pay and Google Pay. In rare cases Apple or Google may reject the addition based on their own device or account risk checks, but for most users it works out of the box.
Is there a physical Tuyo Card?
Not yet. A physical card is currently in development and will be available soon. For now, Tuyo works as a virtual card for in-store (via Apple/Google Pay), online, and mobile wallet purchases like WeChat/Alipay.
Can I withdraw cash from ATMs with Tuyo Card?
No, ATM withdrawals are not yet supported. Tuyo Card works for in-store, online, and mobile wallet payments only. PIN setup is also not available at this time.
What are Tuyo Card fees?
Tuyo Card has no hidden fees — no issuance fee, no monthly fee, and no fee for USD transactions. The only cost is a small FX spread of up to ~1% when spending in non-USD currencies.
What crypto can I use to fund my Tuyo Card?
Tuyo Card is powered by USDC on Base. You can deposit USDC or any token from Ethereum, Base, Arbitrum, Optimism, or Polygon — and convert to Base USDC for free inside the app. Spending draws only from your Cash balance, not from Tuyo Earn.