Wirex

Wirex

Visa / Mastercard · Custodial · Issuer: Wirex?

WirexVisa / MastercardCustodial
Cashback0.5%in WXT
FX Non-USD1%Visa / Mastercard
Fees€0
Free ATM/mo200

Wirex cashback and rewards

Cashback rate0.5%
Reward currencyWXT
Monthly cashback cap$200/$400/$1000/$1500/$2000/$2500/$4000

Wirex fees

Monthly fee€0
FX fee (non-USD)1%

Wirex ATM fees and withdrawal limits

Free ATM withdrawals200

Wirex card conditions

Monthly spend limit€30K
Settlement1 mo

Features

Virtual cardPhysical card

About Wirex

Wirex Card is a custodial crypto debit card issued on the Visa network — available as virtual and physical card with Apple Pay and Google Pay support, accepted at 80M+ merchants in 130+ countries worldwide.

The card features Wirex's signature Cryptoback rewards — up to 8% back on every in-store purchase, paid instantly in WXT (Wirex Token) at the moment of transaction. Cashback rate depends on your plan tier: Standard (0.5%), X-tra (2%), Premium (6%), and Elite (8%). Higher tiers require WXT staking or monthly subscription fee.

Key card parameters: virtual card available instantly after KYC, physical card delivered in 5–10 business days, real-time crypto-to-fiat conversion at point of sale. Standard plan includes 0% FX fees on first $400/month, Elite plan — unlimited 0% FX. Up to $400/month free ATM withdrawals on top tiers. Supports 40+ currencies including USDT, USDC, BTC, ETH, SOL, and XRP.

Available in EU, UK, USA, Canada, Australia, Singapore, and 130+ countries — one of the most globally available crypto debit cards on the market.