
Wirex
Visa / Mastercard · Custodial · Issuer: Wirex?
Wirex cashback and rewards
| Cashback rate | 0.5% |
| Reward currency | WXT |
| Monthly cashback cap | $200/$400/$1000/$1500/$2000/$2500/$4000 |
Wirex fees
| Monthly fee | €0 |
| FX fee (non-USD) | 1% |
Wirex ATM fees and withdrawal limits
| Free ATM withdrawals | 200 |
Wirex card conditions
| Monthly spend limit | €30K |
| Settlement | 1 mo |
Features
About Wirex
Wirex Card is a custodial crypto debit card issued on the Visa network — available as virtual and physical card with Apple Pay and Google Pay support, accepted at 80M+ merchants in 130+ countries worldwide.
The card features Wirex's signature Cryptoback rewards — up to 8% back on every in-store purchase, paid instantly in WXT (Wirex Token) at the moment of transaction. Cashback rate depends on your plan tier: Standard (0.5%), X-tra (2%), Premium (6%), and Elite (8%). Higher tiers require WXT staking or monthly subscription fee.
Key card parameters: virtual card available instantly after KYC, physical card delivered in 5–10 business days, real-time crypto-to-fiat conversion at point of sale. Standard plan includes 0% FX fees on first $400/month, Elite plan — unlimited 0% FX. Up to $400/month free ATM withdrawals on top tiers. Supports 40+ currencies including USDT, USDC, BTC, ETH, SOL, and XRP.
Available in EU, UK, USA, Canada, Australia, Singapore, and 130+ countries — one of the most globally available crypto debit cards on the market.