What Is Plasma One?
Plasma One is a stablecoin-native financial app with a Visa crypto card that lets you save, spend, send, and earn in digital dollars — all from one place. Currently available features include a crypto card with 3% cashback and a USD bank deposit account via ACH.
As of 2026, the product is in private beta with over 100,000 people on the waitlist. Virtual cards are being issued to approved users.
Plasma One Crypto Card
A Visa crypto card offering 3% cashback on all purchases (capped at $250/month), issued by Rain (Nimbus LLC) — the same card issuer used by several other crypto fintechs, including ether.fi, Tuyo, Kolo, Payy, etc. The virtual card can be added to Apple Pay and Google Pay for contactless payments.
ACH Bank Account (New)*
A USD bank account that automatically converts incoming deposits 1:1 into stablecoins sent directly to your wallet. You can receive payments from external platforms — such as freelance platforms, cashback payout services, etc. — and funds will be converted to crypto automatically. You can also deposit from your own US bank account via ACH.
How to Onboard: Step by Step
- Join the waitlist at plasma.to/one
- Receive your invite — access is rolling out in waves (100,000+ on waitlist)
- Complete in-app verification — quick KYC (document types not specified publicly)
- Receive your virtual card instantly upon approval
- Add to Apple Pay or Google Pay and start spending
- Deposit stablecoins (USDT, USDC, or USDS) to fund your balance